Attention:  We have moved three doors down to 2409 15th Street, to a newly remodeled spot. Hope to see you soon before your benefits expire!

Insurance and Payments

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At Kubo Optometry, our goal is promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Sacramento patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Kubo Optometry is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover many of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

For patients without employer-sponsored insurance coverage, you can purchase a VSP individual plan at

Vision Plans we accept:

  • Vision Service Plan (VSP)
  • EyeMed
  • Medical Eye Services (MES)
  • Aetna
  • Anthem Blue Cross
  • Blue Shield Of CA
  • Davis Vision
  • EyeMed
  • Health Net
  • Humana
  • March Vision
  • Medi-Cal
  • Medicaid
  • Medicare
  • Medical Eye Services (MES Vision)
  • Molina
  • Spectera
  • Superior Vision
  • Tricare
  • UniCare
  • United Healthcare

Contact our office at (916) 443-8034 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

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Other Payment Options

Our Sacramento optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Kubo Optometry, we also accept cash, check, and major credit cards. Call (916) 443-8034 today to schedule your eye exam today.

We'd love to see you!

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